THE INFLUENCE OF CREDIT AND FINANCIAL INSTITUTIONS ON THE OPERATION OF INTERNATIONAL BUSINESS

Abstract

The influence of credit and financial organizations on international business is a central issue in the modern global economy. In the context of globalization and financial integration, these institutions play a crucial role in shaping the environment in which international enterprises operate. They form the financial infrastructure that ensures the movement of capital, supports trade, and facilitates investment activities across borders. The topic remains relevant due to ongoing changes in global financial systems, the emergence of digital financial instruments, and the growing complexity of international markets. The discussion addresses how banking and non-banking institutions affect global business through their credit, investment, and risk management functions. Their influence extends beyond financing; they also shape strategic decisions, stimulate innovation, and promote sustainable development. International business increasingly depends on financial intermediaries capable of balancing profitability with stability, especially in conditions of market volatility and geopolitical uncertainty. Attention is given to the challenges of regulating international credit and financial organizations in times of crisis. Economic turbulence exposes the vulnerability of financial systems, highlighting the importance of effective supervision and institutional trust. The adaptability of these organizations to changing conditions determines the resilience of international business and its capacity for recovery. The rapid spread of financial technologies and digital platforms is also transforming traditional financial mechanisms, demanding new models of cooperation and regulatory approaches. The relevance of this topic lies in the need to understand the interdependence between financial institutions and global business structures. Their cooperation ensures transparency, risk reduction, and access to financial resources necessary for innovation and growth. The effectiveness of credit and financial organizations ultimately defines the stability of international business and influences the pace of global economic development.