LEGAL REGULATION OF INSURANCE FOR CROSS-BORDER (BETWEEN UKRAINE AND THE EU) TRANSPORTATION OF AGRICULTURAL PRODUCTS

Abstract

This article examines the legal aspects of insuring the cross-border transportation of agricultural products in Ukraine under the legal regime of martial law, drawing on examples of such regulations in Bulgaria and Poland - EU member states that are economically and geographically close to Ukraine. The importance and benefits of insuring the transportation of agricultural products for all parties to insurance contracts are demonstrated. The purpose of this article is to analyze the legal aspects of insuring the cross-border transportation of agricultural goods (agricultural products) in Ukraine, as well as in certain EU countries (specifically Bulgaria and Poland) amid ongoing military conflicts in many countries and regions of the world; to critically evaluate the views of individual researchers; and to develop and present proposals aimed at improving the implementation of insurance for the cross-border transportation of agricultural goods (agricultural products). The study draws on the views, reasoning, and findings of other researchers. The article employs classical methods of scientific inquiry: analytical-synthetic, hermeneutic-semantic, systemic-structural, structural-functional, comparative- legal, and others. The conclusion and fulfillment of the terms of insurance contracts for domestic and cross-border transportation of agricultural products are an important mechanism for resolving business challenges arising from threats to transportation safety, particularly landmines and the possible activities of sabotage groups aimed at destabilizing the situation in Ukraine. It is important to identify optimal routes for delivering products to the point of transfer to the buyer, obtain permits for the transportation of goods, and transport cargo via routes that were under occupation or where military operations took place, in order to minimize losses for carriers and cargo owners. It is necessary to further deepen and expand insurance relationships covering agricultural goods (agricultural products) and the transportation of such goods for delivery by entering into appropriate insurance contracts to secure guarantees for loss reimbursement and receive appropriate compensation. Further research should focus on examining the essential terms of insurance contracts for the transportation of agro-industrial products, expanding their scope, and ensuring coverage through various methods specified in the contracts. Proposals for regulations should also be developed that would require agricultural producers and owners of agricultural products to insure all processes involved in their production, supply, and sale.